Monthly Mortgage Payments in the United States

Cash is king in real estate, but the reality is that most home buyers will need to take out a mortgage in order to afford a house. Many properties require...

Are You Middle Class? Check This Chart to Find Out

Are you in the middle class? You probably think you are, according to new research from the Pew Research Center, but that doesn’t necessarily mean you’re right. It turns out...

What Investing $100 EARLY in Stocks Would Be Worth Today

There’s a lot of power in being first. And when it comes to Initial Public Offerings, or IPOs, it pays to be one of the earliest investors. But we...

What Makes Americans Take Out Personal Loans?

Personal loans are an increasingly popular product, and people are using them to either consolidate some other type of debt, cover an emergency or fuel irresponsible consumption. That’s according...

Do You Earn Enough to Afford a House in the Largest U.S. Metros?

Owning a home is one of the biggest financial milestones. Data from the U.S. Census Bureau indicates that the homeownership rate nationwide is 64.8%, slowly reversing a downward trend that started in 2004. Despite...

DIY For Your Budget

  There are many ways to ease the budget crunch without sacrificing quality.  You can plant a backyard garden. You can make your own household cleaners and detergents.  You can hang...

Budgeting Nuts And Bolts

We mentioned reconciliation and keeping receipts briefly when we talked about how to form a budget. Now we will look at record keeping in greater detail. A simple and effective way...

Shopping Smart

Recently while shopping for groceries at the local discount grocery store I was reminded of a simple way to save money. Read the labels. Do the...

Budgeting For Fun

If we expect to stay within our budget, we must take advantage of opportunities to save money while still enjoying life. Budgeting, like dieting is more successful when we allow ourselves treats now and...

Dealing With Millennial Debt

 We have discussed the budget and basic investing.  If this were a movie, we would now all be primed for success and wealth.  In the movies, action A plus action B...

Recent Posts

What Investing $100 EARLY in Stocks Would Be Worth Today

There’s a lot of power in being first. And when it comes to Initial Public Offerings, or IPOs, it pays to be...

How Much You Have to Invest to Open One of the Top 20 Franchises

There are an estimated three quarters of a million franchises in the U.S. alone. While most people think of franchising in terms...

Top 100 Money Quotes

Too many people spend money they earned..to buy things they don't want..to impress people that they don't like. --Will RogersA wise...

Budgeting 101

Save, spend, thrive. Sounds good. Sounds smart. Sounds like a concept we can all agree with. So why are so...

Dealing With Credit Card Debt

Today we will further discuss debt management.  This discussion will focus on credit cards, debit cards, and remaining within our established budget....